Home Loan in Delhi NCR Sonipat - Yes We Help You

Home Loan in Delhi NCR Sonipat - Yes We Help You

LOAN FOR ALL TYPE OF PROPERTY * LAL DORA * MIX USED PROPERTY * REGULARIZED COLONY * COMMERCIAL PROPERTY * INDUSTRIAL PROPERTY * PLOT * BUILDING UP TO BASEMENT TO 4TH FLOOR * BUILDER FLATS

Rs.15 Lac to 500 Cr LOAN

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Documents required for Home Loan:

1. Completed Loan Application

2. Proof of Identification: (any one of the following):

• Driving license
• Ration card
• Passport
• PAN card
• Voter’s ID card
• Employee ID
• Bank passbook

3. Proof of Age: (any one of the following):

• PAN card
• Birth certificate
• 10th class marksheet
• Bank passbook
• Passport
• Driving license

4. Address Proof: (any one of the following):

• Bank passbook or Bank account statement
• Voter’s ID
• Ration card
• Passport
• Utility bill (telephone, electricity, water, gas) – less than 2 months old
• LIC policy/ receipt
• Letter from a recognized public authority verifying the customer’s residence address

5. Income Documents:

Salaried individuals

• Form 16
• Certified letter from Employer
• Pay slip (Last 2 months)
• Increment or Promotion letter
• IT returns (for 3 years)

Apart from the proof of income of the salaried individual, he would also have to furnish any investment proofs (like fixed deposits, shares, etc) and his passport-size photographs.

Self Employed or businessman

• Last 3 years Income tax returns of the applicant along with computation of income duly attested by a Chartered Accountant
• Last 2 years Balance Sheet and Profit & Loss account of the firm- duly attested by a Chartered Accountant

Apart from these, a self-employed individual also has to submit:

• A brief introduction of his profession/business
• Passport size photographs
• Photocopy of Registration Certificate of establishment under Shops and Establishments Act/Factories Act
• Photocopy of Registration Certificate for deduction of Profession Tax
• Proof of investments
• Certificate of Practice
• Receipts of advance tax payments (if any )

6. Property Documents:

• Sale deed, agreement of sale with the builder (original copy)
• Land and building tax paid receipts, location sketch of the property certified by the revenue authorities, possession certificate
• Letter of allotment given by the Housing Board/Society/Private builder
• Original receipts of the advance payments that are made towards the purchase of flat
• An approved copy of the building plan (key plan/floor plan in case of purchase of flats)
• Original of the land tax paid receipt and possession certificate as issued by the revenue authority
• Original No objection certificate (NOC) from the housing society or builder
• Detailed estimate of the cost of construction of house
• Letter from the builder/society/housing board, stating their account number and name of their bankers for the remittance of installments

Personal loan {Sonipat Haryana} is the obvious choice if you need a finance for Personal finance, Medical emergency, Wedding purposes,