Personal Loan in Delhi NCR

Personal Loan in Delhi NCR

Personal loan {Sonipat Haryana} is the obvious choice if you need a finance for Personal finance, Medical emergency, Wedding purposes, Abroad travel, Holidays, Child education and for buying consumer durable things. Means if you have a requirement of money so personal loan is the best choice.

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Personal loan Eligibility

1. Minimum per month Income of Rs.18500 in Metro cities required.
2. Minimum per Month Income of 12500 required in other cities like Tier 1, 2 & 3.
3. Regular Source of Income with Valid proof of income like – Pay Cheque, Account Transfer. Cash salary is not considered by any bank.
4. Minimum 6 Month stability in current company for Salaried, 2 Years ITR for self-employed / Professionals.
5. Age Must be above 21 Years.
6. CIBIL SCORE must be above 750 points.

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Personal loan Interest Rates 2019

Interest rates on any loan plays an important part so always choose the lowest one is beneficial. Personal loan interest rates for most of the banks starts from 11.59% to 22.00%. Some banks offer special interest rates to its customer on the basis of Company, Profile, Residential status, Income per month. Banks offer lowest rates to only CAT A based company employees. So have a look at major banks personal loan interest rates below:

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Compare Top Personal Loan Banks on the Basis of Interest Rates, Processing Fees, Prepayment Charges & Approval Time

Bank	Interest Rates	Processing Fees	Fore Closure Charges	Disbursal Time
Standard Chartered Bank	11.99% – 17%	0 to 1%	Upto 5%	3-4 Working Days
ICICI Bank	11% – 17.50%	0.50% – 2.25%	Zero above 10 lakh & 12 EMI Paid, Otherwise 5.00%	48 working hours
HDFC Bank	11.49% – 19.50%	Now: Rs.999 for Special offers otherwise 1% – 2%)	Zero above 10 lakh, Otherwise 4.00%	48 working hours
SBI Bank	11.95% – 16.55%	2.00% – 3.00%	NIL	72 working hours
Bajaj Finserv	11.99% – 16.00%	Upto 2.00%	Upto 4% post 1st EMI clearance	48 working hours
Kotak Bank	11.29% – 20.15%	Rs.999 – 2%	Zero above 10 lakhs loan amount, Else 5.00%	60 working hours
Fullerton India	19.50% – 37.00%	2.00%	Upto 7.00%, 0% after 3 years	48 working hours
Axis Bank	15.00% – 20.00%	2.00%	N.A	60 working hours
TATA Capital	12.50% – 19.50%	1.25% – 2.50%	NIL	72 working hours

BIG LOANS

Personal loan {Sonipat Haryana} is the obvious choice if you need a finance for Personal finance, Medical emergency, Wedding purposes,